Cash App, the popular digital payment platform operated by Block Inc., is at the center of a major class action lawsuit settlement. Users across the United States filed claims after alleging that Cash App sent promotional text messages without their consent. With a $12.5 million settlement now in place, many users are eager to know whether they qualify for compensation and how much they could receive.
What Led to the Cash App Lawsuit?
The lawsuit, filed in November 2019, accused Cash App of violating the Telephone Consumer Protection Act (TCPA) by sending unsolicited referral messages as part of its marketing program. Plaintiffs claimed that Cash App used automated systems to distribute pre-filled referral messages encouraging recipients to join or download the app without obtaining prior consent.
Legal filings highlighted that affected users did not provide the required written consent for these promotional communications. Although Cash App has denied any wrongdoing, the company agreed to settle the case in 2025 to avoid prolonged litigation and associated costs.
Who Is Eligible to File a Claim?
According to the settlement terms, any individual in the United States who received a Cash App referral or promotional message between November 14, 2019, and August 7, 2025, may be eligible for compensation.
To qualify, users must:
- Confirm they received a referral or promotional message from Cash App.
- Certify that they did not consent to receive such messages.
- Provide the phone number linked to the received message.
All claims must be submitted through the official settlement portal, and the deadline for filing or objecting to the settlement is October 27, 2025. Claims submitted after this date will not be considered.
How Much Compensation Can Users Expect?
The total settlement fund is $12.5 million, and the payout for individual claimants will depend on the number of valid claims submitted. Legal experts estimate that users may receive between $88 and $147 per claim.
The final amount per claimant will be calculated after the court approves the distribution and deducts administrative costs. Payments are expected to be issued electronically or by cheque later in 2025.
How to File a Claim
Eligible users can submit their claim through the official portal at cashappsecuritysettlement.com. The process is straightforward:
- Confirm receipt of a promotional or referral message from Cash App.
- Provide the valid phone number associated with the message.
- Certify that consent for receiving marketing texts was not given.
Once the claim is verified, users will be notified about the payment method and the estimated payout date.
Why This Settlement Matters
The Cash App settlement highlights growing concerns about privacy and marketing practices in the fintech industry. As digital payment platforms expand, regulatory bodies are increasingly focused on ensuring that companies obtain explicit user consent before sending marketing communications.
While Cash App has denied all allegations, the settlement serves as a reminder for all digital platforms to adhere strictly to federal privacy laws and implement transparent marketing practices.
Conclusion
If you received unsolicited promotional messages from Cash App between November 2019 and August 2025, you may be eligible to receive a payout. Filing a claim before the October 27, 2025, deadline is crucial to secure compensation. This case emphasizes the importance of user consent in digital communications and serves as a warning for companies to maintain compliance with federal privacy regulations.
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